Effective Date: 17 February 2026
Issued by: AI Vault Systems Inc. (a Delaware corporation)

1. Nature of the Token

Virdato (“VIRD”) is a digital utility token designed to provide access to features, services, data tiers, and functionality within the AI Vault Systems Inc. ecosystem.

VIRD:

  • Does not represent shares, equity, or ownership in AI Vault Systems Inc.
  • Does not grant voting, governance, or profit participation rights
  • Does not provide entitlement to dividends or revenue share
  • Is not designed to function as a financial instrument

VIRD is intended solely for utility and access purposes within the platform.

2. Regulatory Classification

Under Regulation (EU) 2023/1114 on Markets in Crypto-Assets (“MiCA”), VIRD is intended to qualify as a utility token, meaning a crypto-asset intended to provide access to a good or service supplied by its issuer.

However:

  • Regulatory treatment may vary across jurisdictions
  • Authorities may interpret classification differently
  • Legal frameworks may evolve over time

No guarantee is given that VIRD will not be subject to additional regulatory requirements in the future.

Users are responsible for compliance with the laws applicable in their jurisdiction.

3. No Investment Representation

VIRD is not offered as:

  • An investment product
  • A security
  • An asset-referenced token
  • An e-money token

No representation is made regarding:

  • Token value appreciation
  • Secondary market availability
  • Profit expectations
  • Liquidity

VIRD should not be acquired for speculative purposes.

4. Technology & Smart Contract Risk

VIRD operates on distributed ledger infrastructure and may rely on smart contracts and blockchain networks.

Risks include:

  • Smart contract vulnerabilities
  • Network congestion or downtime
  • Forks or consensus failures
  • Cybersecurity incidents
  • Private key loss

Loss of access credentials or private keys may result in permanent and irreversible loss of tokens.

AI Vault Systems Inc. cannot recover lost private keys.

5. Market & Liquidity Risk

VIRD may:

  • Not be listed on any trading platform
  • Have limited or no liquidity
  • Experience price volatility if transferable

AI Vault Tech does not guarantee the existence or continuation of any secondary market.

6. Platform Dependency Risk

The utility of VIRD depends on the continued development and operation of the AI Vault Tech platform.

The platform:

  • May evolve
  • May modify features
  • May suspend or discontinue services
  • May update token utility mechanisms

Utility functionality may change over time.

7. Operational & Cybersecurity Risk

Despite implementation of security measures, risks may include:

  • Unauthorized access
  • Infrastructure compromise
  • Phishing or social engineering attacks
  • Third-party service disruptions

Users are responsible for safeguarding their wallets, credentials, and digital security practices.

8. Tax Considerations

Although VIRD is a utility token, the acquisition, receipt, use, or transfer of crypto-assets may have tax consequences depending on applicable law.

Users are solely responsible for:

  • Determining their tax obligations
  • Reporting transactions as required
  • Paying any applicable taxes

AI Vault Systems Inc. does not provide tax or financial advice.

9. Legal & Regulatory Changes

Future legislation, regulatory guidance, or enforcement actions may affect:

  • The classification of VIRD
  • Its usability
  • Transferability
  • Distribution mechanisms

AI Vault Systems Inc may implement compliance measures, including restrictions or additional requirements, as necessary to align with applicable law.

10. No Fiduciary Relationship

Holding or using VIRD does not create:

  • A fiduciary duty
  • An advisory relationship
  • A partnership or agency relationship

AI Vault Systems Inc. does not act as an investment advisor.

11. Forward-Looking Statements

Statements regarding roadmap, development, adoption, or ecosystem growth may include forward-looking elements and are subject to change without notice.

No assurance is given that projected developments will occur.

12. Acknowledgment of Risk

By acquiring, holding, or using VIRD, you acknowledge that:

  • You understand the risks described herein
  • You are using VIRD solely for its intended utility
  • You accept the technological, regulatory, and operational risks associated with crypto-assets

If you do not agree with these risks, you should not acquire or use VIRD.